YOUR BOOKS. YOUR DATA.

CSV to QBO
converter.

Turn your bank spreadsheet into a QuickBooks Web Connect file. Match the columns. Check the numbers. Get back to business.

No sign-up or subscription Flexible column mapping Private, in-browser conversion

Built for the careful part
of getting the books done.

USD · CHECKING · SAVINGS · CREDIT CARDS

QFX to QBO CSV to QBO Local

01 / SELECT YOUR FILEFree · No sign-up

Drop your CSV file here

Or choose a file from your computer.

CSV or delimited TXT · Up to 2 MB / 10,000 transactions

Just taking a look?

Paste file contents instead

Match your columns

SeparatorDate orderAmount layout First row contains column names

Reverse all amount signs

Negative = money out or card purchase. Positive = money in, card payment or refund. ISO dates are always accepted. Review the selected date order for other formats.

A clear view before you convert.

Date	Description	Amount (USD)

Confirm the destination account

Use the same account and institution identifiers each time. These are file identifiers, never your bank login.

Account typeAccount identifierClosing balance (USD)Closing balance date

Enter the actual statement closing balance, not the net change above. For credit cards, an amount owed is normally negative in OFX.

Financial institution details

QuickBooks Desktop checks the Intuit Bank ID. A QFX identifier may differ from your bank’s QuickBooks identifier. The easiest way to copy these details is a bank-issued QBO file that already imports successfully.

Institution organization (ORG)Institution ID (FID)Intuit Bank ID (INTU.BID)US bank routing identifier

Where do I find these details?

I checked the account, dates, amount signs and totals against my statement.

Create a backup before importing. Import acceptance depends on your QuickBooks version and institution.

Local by designFiles stay in browser memory

Review before exportSee every transaction and total

Made for real statementsClear errors, no silent row skipping

A SHORT PATH TO YOUR BOOKS

Three steps. Nothing hidden.

Keep control of the details
that matter to your accounts.

Bring your bank export.

Save your spreadsheet as CSV. Select the file and match its date, description and amount columns.

Make the numbers add up.

Check the preview, dates and totals. Confirm your account details and statement closing balance before exporting.

Download. Import. Reconcile.

Get your .qbo file, then import it into a supported QuickBooks edition. Match the imported numbers to your statement.

THE DETAILS ARE THE PRODUCT

Small file.
Important numbers.

A conversion should make your next step easier. It should also make it clear when something needs a closer look.

See the supported formats

Your file stays with you.

No bank login, cloud upload or AI service between your statement and your download.

Amounts with care.

Exact cent-based arithmetic, explicit amount directions and a full transaction preview.

Transaction identity matters.

Preserve source IDs when available. Keep two real, identical-looking purchases as two transactions.

Useful checks, clear limits.

Missing fields and unsupported accounts stop the export. No quiet guessing to produce a file.

BEFORE YOU START

QuickBooks Desktop or Online?

They share a name, but their import workflows are different. A .qbo file is a Web Connect file; it is not a QuickBooks company backup.

DESKTOP

Need a Web Connect file?

Use a supported edition with banking services and valid institution details. Back up your company file first.

Follow the import guide

ONLINE

Your original file may be enough.

QuickBooks Online also accepts CSV and QFX uploads. Check its native upload before adding a conversion step.

Check your import options

A FEW GOOD QUESTIONS

Know before
you convert.

Need a hand with a file?
We’re here to help.

What CSV layouts can I convert?

Use a header row or a headerless file, separated by commas, semicolons or tabs. Map a date and description plus either one signed amount column or separate debit and credit columns. Choose the date order explicitly and review the preview.

How are duplicate transactions handled?

If your CSV has a transaction ID column, map it to preserve the bank’s identifiers. Repeated IDs block export. Without IDs, we generate stable identifiers from account and transaction details. Identical-looking purchases remain separate; review overlapping downloads before importing.

Is this converter free?

Yes. QFX and CSV conversion is free, with no account or payment required. Each file can contain up to 10,000 transactions and be no larger than 2 MB.

Does my financial data leave my computer?

The converter reads and processes file contents in browser memory. We do not upload those contents, use them to train AI, or save them in a database. Hosting providers still receive normal web requests when you load the website.

Does this work with QuickBooks Online?

QuickBooks Online can accept CSV, QFX and QBO files directly. Try its native upload first if your file is already supported. This converter is most useful when you specifically need a Web Connect .qbo file, especially for a supported QuickBooks Desktop edition.

Why does the bank identifier matter?

QuickBooks Desktop can reject a file if its Intuit Bank ID is missing, outdated or not supported for Web Connect. Use the identifiers from a working QBO download for your actual bank. We do not substitute another bank’s identity.

Can you guarantee that QuickBooks will accept my file?

No. We validate the file structure, required fields, dates and amounts, but import acceptance also depends on your bank and supported QuickBooks version. End-to-end QuickBooks import testing has not yet been completed for this release. Always back up and test a small date range first.